Weekly Budget Report

We ended up making some changes to the budget to put aside more money for possible expenses.  So we’re down to $255 for the month.  And we’ve already overspent by almost $130, leaving about $130 left before we overspend this month again.

Sep-18
Category  Previous Budgeted Spent Remaining
Monthly Bills
     Rent  $   4,375.00  $      1,375.00  $     3,000.00
     Phone  $         70.00  $           70.00
     Internet  $         60.00  $            60.00  $                  –
     Electricity  $         54.00  $            53.85  $             0.15
     Church  $         10.00  $         10.00  $              5.00  $           15.00
     Car Insurance  $         82.00  $            80.79  $             1.21
     Renters Insurance  $         25.00  $           25.00
TOTAL  $   4,676.00  $      1,574.64  $     3,086.36
Everyday Expenses
     Groceries  $           9.90  $      250.00  $            94.23  $        165.67
     Alcohol  $         40.00  $           40.00
     Fuel  $      270.00  $         116.11  $        153.89
     Spouse Spending  $      184.11  $      215.00  $            14.86  $        384.25
     My Spending  $         75.00  $            14.41  $           60.59
     Restaurants  $      150.00  $            49.18  $        100.82
     Medical  $   6,593.23  $      100.00  $     6,693.23
     Clothing  $         20.00  $           20.00
     Household Goods  $         11.66  $         60.00  $         200.02  $      (128.36)
     Business Expenses  $         24.47  $         75.00  $            35.00  $           64.47
     Personal Care  $         95.00  $           95.00
     Pet Supplies  $         30.00  $         30.00  $            23.04  $           36.96
TOTAL  $   1,380.00  $         546.85  $     7,686.52
Rainy Day Funds
     Emergency Fund  $   2,550.21  $      175.00  $     2,725.21
     Car Repairs  $         71.36  $         50.00  $        121.36
     Gifts  $   1,000.00  $     1,000.00
     Professional Licenses  $         87.00  $      300.00  $        387.00
     Car License Fees  $      118.00  $         20.00  $        138.00
     Investment  $         50.00  $           50.00
     Taxes  $                  –
     Vacation  $      414.43  $      126.51  $         240.94  $        300.00
     Yearly Subscriptions  $      170.00  $         30.00  $        200.00
TOTAL  $   1,751.51  $         240.94  $     2,196.36
Student Loans  $           0.84  $   1,397.00  $     1,397.84
TOTAL EXPENSES  $   9,204.51  $      2,362.43  $  15,367.08
TOTAL INCOME  $   9,542.39  $      9,542.39
Remaining from Last Month  $      (82.74)
TOTAL REMAINING  $      255.14  $      7,179.96
OVERSPENT  $    (128.36)
TOTAL LEFT FOR NEXT MONTH  $      126.78

I’m still feeling pretty good about where we are financially, I just really want to be able to do more about the loans.  Unfortunately, with me not having an income, really, there’s not much we can do.  I’ll be taking off for maternity leave in less than 3 months, so getting a part-time job is hard, and then we’re moving states after that and will have a young infant, so we’ve got some decisions to make, I think about how we’re going to handle the debts.

Weekly Student Debt Report

Loan Interest Amount
Law Loan I 7.90% $38,703.84
Law Loan J 7.90% $57,132.37
Law Loan C 7.90% $52,253.59
Law Loan F 6.80% $61,061.76
Law Loan D 6.80% $17,677.11
Law Loan B 4.60% $16,283.14
Law Loan A 4.60% $10,737.32
Spouse Private Loan 5.25% $31,776.68
Spouse Fed Loan 4.20% $17,433.71
TOTAL LOAN AMOUNTS $303,059.52
Total Last Month $303,365.19
   Decrease from last month -$305.67