Weekly Budget Report

So we still have almost $90 left for next month, but the spouse reminded me that because we made some purchases for his mom, so we have about $100 coming to us that will defray the overspending in household goods.  That means that right now we’d have about $190 left.  Not great, but not terrible either.

Sep-18
Category  Previous Budgeted Spent Remaining
Monthly Bills
     Rent  $   4,375.00  $      1,375.00  $     3,000.00
     Phone  $         70.00  $           70.00
     Internet  $         60.00  $            60.00  $                  –
     Electricity  $         54.00  $            53.85  $             0.15
     Church  $         10.00  $         10.00  $            10.00  $           10.00
     Car Insurance  $         82.00  $            80.79  $             1.21
     Renters Insurance  $         25.00  $           25.00
TOTAL  $   4,676.00  $      1,579.64  $     3,081.36
Everyday Expenses
     Groceries  $           9.90  $      250.00  $         177.03  $           82.87
     Alcohol  $         40.00  $            10.00  $           30.00
     Fuel  $      270.00  $         140.38  $        129.62
     Spouse Spending  $      184.11  $      215.00  $            14.86  $        384.25
     My Spending  $         75.00  $            89.76  $        (14.76)
     Restaurants  $      150.00  $         113.86  $           36.14
     Medical  $   6,593.23  $      100.00  $            15.49  $     6,677.74
     Clothing  $         20.00  $           20.00
     Household Goods  $         11.66  $         60.00  $         225.31  $      (153.65)
     Business Expenses  $         24.47  $         75.00  $            35.00  $           64.47
     Personal Care  $         95.00  $            70.00  $           25.00
     Pet Supplies  $         30.00  $         30.00  $            23.04  $           36.96
TOTAL  $   1,380.00  $         914.73  $     7,318.64
Rainy Day Funds
     Emergency Fund  $   2,550.21  $      175.00  $            14.77  $     2,739.98
     Car Repairs  $         71.36  $         50.00  $        121.36
     Gifts  $   1,000.00  $     1,000.00
     Professional Licenses  $         87.00  $      300.00  $        387.00
     Car License Fees  $      118.00  $         20.00  $        138.00
     Investment  $         50.00  $            50.00  $                  –
     Taxes  $                  –
     Vacation  $      414.43  $      126.51  $         240.94  $        300.00
     Yearly Subscriptions  $      170.00  $         30.00  $        200.00
TOTAL  $   1,751.51  $         305.71  $     2,146.36
Student Loans  $           0.84  $   1,397.00  $      1,396.58  $             1.26
TOTAL EXPENSES  $   9,204.51  $      4,196.66  $  13,547.62
TOTAL INCOME  $   9,542.39  $      9,542.39
Remaining from Last Month  $      (82.74)
TOTAL REMAINING  $      255.14  $      5,345.73
OVERSPENT  $    (168.41)
TOTAL LEFT FOR NEXT MONTH  $         86.73

Still feeling generally pretty good, we’ll see how next month goes.

Weekly Student Debt Report

My law loans balance went up by $398.63, but the spouse loans offset that, decreasing by $711.28.  So technically we’re still getting ahead, it’s just slow going.

Loan Interest This Month Last Month Change
Law Loan I 7.90% $38,774.44 $38,703.84 $70.60
Law Loan J 7.90% $57,236.65 $57,132.37 $104.28
Law Loan C 7.90% $52,348.97 $52,253.59 $95.38
Law Loan F 6.80% $61,148.48 $61,061.76 $86.72
Law Loan D 6.80% $17,702.22 $17,677.11 $25.11
Law Loan B 4.60% $16,293.10 $16,283.14 $9.96
Law Loan A 4.60% $10,743.90 $10,737.32 $6.58
Spouse Private Loan 5.25% $31,308.36 $31,776.68 -$468.32
Spouse Fed Loan 4.20% $17,190.75 $17,433.71 -$242.96
TOTAL LOAN AMOUNTS $302,746.87
Total Last Month $303,059.52
   Decrease from last month -$312.65