Weekly Budget Report

We are currently about $140 down for the month, and it looks like next month we’re short almost $800.  We’ll have to sit down and figure out how we’re going to make it work.  It might be something of a hard push.

Sep-18
Category  Previous Budgeted Spent Remaining
Monthly Bills
     Rent  $   4,375.00  $      1,375.00  $     3,000.00
     Phone  $         70.00  $            70.00  $                  –
     Internet  $         60.00  $            60.00  $                  –
     Electricity  $         54.00  $            53.85  $             0.15
     Church  $         10.00  $         10.00  $            16.00  $             4.00
     Car Insurance  $         82.00  $            80.79  $             1.21
     Renters Insurance  $         25.00  $           25.00
TOTAL  $   4,676.00  $      1,655.64  $     3,005.36
Everyday Expenses
     Groceries  $           9.90  $      250.00  $         224.80  $           35.10
     Alcohol  $         40.00  $            86.40  $        (46.40)
     Fuel  $      270.00  $         219.07  $           50.93
     Spouse Spending  $      184.11  $      215.00  $         486.03  $        (86.92)
     My Spending  $         75.00  $         118.27  $        (43.27)
     Restaurants  $      150.00  $         214.73  $        (64.73)
     Medical  $   6,593.23  $      100.00  $            15.49  $     6,677.74
     Clothing  $         20.00  $           20.00
     Household Goods  $         11.66  $         60.00  $         225.31  $      (153.65)
     Business Expenses  $         24.47  $         75.00  $            58.98  $           40.49
     Personal Care  $         95.00  $            70.00  $           25.00
     Pet Supplies  $         30.00  $         30.00  $            50.09  $             9.91
TOTAL  $   1,380.00  $      1,769.17  $     6,464.20
Rainy Day Funds
     Emergency Fund  $   2,550.21  $      175.00  $            14.77  $     2,739.98
     Car Repairs  $         71.36  $         50.00  $        121.36
     Gifts  $   1,000.00  $     1,000.00
     Professional Licenses  $         87.00  $      300.00  $        387.00
     Car License Fees  $      118.00  $         20.00  $        138.00
     Investment  $         50.00  $            50.00  $                  –
     Taxes  $                  –
     Vacation  $      414.43  $      126.51  $         240.94  $        300.00
     Yearly Subscriptions  $      170.00  $         30.00  $        200.00
TOTAL  $   1,751.51  $         305.71  $     2,146.36
Student Loans  $           0.84  $   1,397.00  $      1,396.58  $             1.26
TOTAL EXPENSES  $   9,204.51  $      5,127.10  $  12,617.18
TOTAL INCOME  $   9,542.39  $      9,542.39
Remaining from Last Month  $      (82.74)
TOTAL REMAINING  $      255.14  $      4,415.29
OVERSPENT  $    (394.97)
TOTAL LEFT FOR NEXT MONTH  $    (139.83)

We may have gone a bit crazy this last week, and lost a bit of perspective.  I’m also just completely exhausted.  Everything seems to just wipe me out, so we ended up eating out a lot more.  We also had a family member visit unexpectedly, and showed her a good time, which helped push us over the edge.

Weekly Student Debt Report

Interest This Month Last Month Change
Law Loan I 7.90% $38,774.44 $38,703.84 $70.60
Law Loan J 7.90% $57,236.65 $57,132.37 $104.28
Law Loan C 7.90% $52,348.97 $52,253.59 $95.38
Law Loan F 6.80% $61,148.48 $61,061.76 $86.72
Law Loan D 6.80% $17,702.22 $17,677.11 $25.11
Law Loan B 4.60% $16,293.10 $16,283.14 $9.96
Law Loan A 4.60% $10,743.90 $10,737.32 $6.58
Spouse Private Loan 5.25% $31,308.36 $31,776.68 -$468.32
Spouse Fed Loan 4.20% $17,190.75 $17,433.71 -$242.96
TOTAL LOAN AMOUNTS $302,746.87
Total Last Month $303,059.52
   Decrease from last month -$312.65