Profits went down, so I’m back into losses by a bit over $500 for the year.  I do have about $2,400 outstanding, and might pick up a bit more here and there.

Sep-18
Category  Previous Budgeted Spent Remaining
Personal Money Spent  $   7,255.37 $7,255.37
Savings $3,585.50 -$0.09 $3,585.59
Pre-YNAB debt
     Credit Card $0.00
TOTAL $0.00 $0.00 $0.00
Monthly Fees
     Others $14.00 $14.00 $0.00
     Apps/Software/Web Services $147.11 $147.11 $0.00
     Insurance $255.97 $255.97 $0.00
     Memberships and Subscriptions $249.00 $249.00 $0.00
TOTAL $666.08 $666.08 $0.00
Expenses
     Networking Events $0.00
     Office Supplies $0.00
     Transaction/Processing Fees $207.98 -$207.98
     Meals and Entertainment $51.36 $3.38 $47.98
     Parking and Tolls $20.00 $15.00 $5.00
     CLE $0.00
     Advertising $0.00
TOTAL $20.00 $226.36 -$155.00
Yearly Expenses
     Post Office Box $0.00
     Bar Fees $0.00
TOTAL $0.00 $0.00 $0.00
Taxes
     Quarterlies $331.03 -$331.03
     Business License $0.00
     Year-End Taxes $0.00
TOTAL $0.00 $331.03 -$331.03
TOTAL EXPENSES $686.08 $1,223.38 $3,099.56
TOTAL INCOME $30.33 $0.00
Remaining from Last Month $852.43 $1,448.33
TOTAL REMAINING $196.68 -$1,223.38
OVERSPENT -$539.01
TOTAL LEFT FOR THE MONTH -$342.33

I’ve started estimating out my expenses until June of 2019, so that I can give myself breathing room.  As of today, I need $6,133.78 to get me from October 2018 through June 2019.  I have $5,785.35 in liquid cash or outstanding bills.  That leaves a shortfall of only $348.43.  That includes putting money aside for quarterly taxes in January 2019 and $1,000 for bar fees in California and Washington.  I feel like I’m actually doing kind of ok here, especially since I’ve been able to lower a few costs by simply not networking as much.  It would be nice if I could erase that shortfall, but as long as it stays small I’m not going to worry about it too much.