This particular month is pretty useless. We finally switched to new YNAB., but it was in the middle of the month, so everything is all screwy.

Side note, I really don’t like the new style. I find it much harder to figure out than the three-month view. I just don’t get it or find it easy, and am considering trying to find another budgeting software. Or maybe Excel?

September 2021
CategoryPreviousBudgetedSpentRemaining
Immediate Obligations
Rent$0.00
Phone$44.00$44.00
Internet$50.00$50.00$0.00
Electricity$0.00
W/S/T$0.00
Car Insurance$95.00$96.98-$1.98
Renters Insurance$140.00$140.00
Daycare$2,667.00$2,667.00$0.00
Groceries$600.00$680.82-$80.82
Transportation$120.00$63.95$56.05
Household Goods$100.00$121.26-$21.26
Business Expenses$79.00$50.00$29.00
Pet Supplies$75.00$18.99$56.01
Interest and Fees$0.00$0.00
TOTAL$3,970.00$3,558.75$411.25
True Expenses
Auto Maintenance$800.00$800.00
Car Tag Fees$365.00$365.00
Medical$100.00$120.00-$20.00
Gifts$750.00$127.99$622.01
Giving$40.00$51.50-$11.50
Professional Licenses$400.00$400.00
Taxes$560.00$560.00
Yearly Subscriptions$470.00$470.00
Stuff I Forgot to Budget For$0.00
TOTAL$3,485.00$299.49$3,185.51
Debt Payments
Emergency Fund$30,658.00-$37.53$30,695.53
Student Loans$1,263.93$780.77$483.16
Car Loan$300.00$300.00$0.00
TOTAL$32,221.93$1,043.24$31,178.69
Quality of Life Goals
Investment$100.00$150.00-$50.00
Vacation$5,030.00$5,030.00
House Fund$50,332.83-$29,250.00$79,582.83
TOTAL$55,462.83-$29,100.00$84,562.83
Just for Fun
Alcohol$0.00$0.00
Dining Out$200.00$203.52-$3.52
Spouse Spending$42.00$29.80$12.20
My Spending$90.00$76.64$13.36
Kid Spending$250.00$626.55-$376.55
TOTAL$582.00$233.32$348.68
TOTAL EXPENSES$95,721.76
TOTAL INCOME$94,280.94
Remaining from Last Month
TOTAL REMAINING
OVERSPENT
TOTAL LEFT FOR NEXT MONTH$0.00