Good news!  October was a pretty big month!  I made over $2,700, which put me back in the black.  Since my expenses were just over $700, net profits were about $2,000 for the month.

To continue the good news, I have about $5,000 in cash in the back, and another $1,500 outstanding.  That means I have about $6,500 to get me through until June of 2019 (when I expect my maternity leave to end).  I expect about another $6,000 of expenses, leaving me about $500 in surplus cash.

I did take the money that used to be in savings and just throw it into the “to be budgeted” category, since I expect that all or most of it will be used during maternity leave to keep up with ongoing expenses that I can’t cancel, like malpractice insurance.

I am going to contact one of my vendors and see if I can put off that expense until after June 2019.  That’ll save me almost $700 over the six months between December and June, and allow me to push back the use of it until after maternity leave, when this expense will be more useful.

Oct-18
Category  Previous Budgeted Spent Remaining
Personal Money Spent  $   7,255.37 $7,255.37
Savings $0.00
Pre-YNAB debt
     Credit Card $0.00
TOTAL $0.00 $0.00 $0.00
Monthly Fees
     Others $14.00 -$14.00
     Apps/Software/Web Services $147.11 -$147.11
     Insurance $255.97 -$255.97
     Memberships and Subscriptions $249.00 -$249.00
TOTAL $0.00 $666.08 -$652.08
Expenses
     Networking Events $0.00
     Office Supplies $0.00
     Transaction/Processing Fees $10.92 -$10.92
     Meals and Entertainment $47.98 $47.98
     Parking and Tolls $21.00 -$21.00
     CLE $40.00 -$40.00
     Advertising $0.00
TOTAL $0.00 $71.92 -$23.94
Yearly Expenses
     Post Office Box $0.00
     Bar Fees $0.00
TOTAL $0.00 $0.00 $0.00
Taxes
     Quarterlies $0.00
     Business License $0.00
     Year-End Taxes $0.00
TOTAL $0.00 $0.00 $0.00
TOTAL EXPENSES $0.00 $738.00 -$676.02
TOTAL INCOME $2,756.00 $2,756.00
Remaining from Last Month $3,782.27
TOTAL REMAINING $6,538.27 $2,018.00
OVERSPENT -$539.01
TOTAL LEFT FOR THE MONTH $5,999.26