New YNAB is clicking better this time. I feel like I can actually see how much money we have and where it is going. Seriously, avoid the credit card tracking. It’s just dumb and messes everything up.
| October 2022 | ||||
| Category | Previous | Budgeted | Spent | Remaining |
| Monthly Bills | ||||
| Mortgage | $2,100.00 | $2,100.00 | $0.00 | |
| Phone | $44.00 | $44.00 | $88.00 | |
| Internet | $49.99 | $49.99 | $0.00 | |
| Electricity | $13.16 | $240.00 | $148.65 | $104.51 |
| Natural Gas | $221.42 | $21.99 | $24.55 | $218.86 |
| Water/Sewage | $5.47 | $123.27 | $128.74 | $0.00 |
| Trash | $51.54 | $51.54 | $0.00 | |
| Car Insurance | $144.74 | $144.74 | $0.00 | |
| Car Payment | $300.00 | $300.00 | $0.00 | |
| TOTAL | $3,075.53 | $2,948.21 | $127.32 | |
| Everyday Expenses | ||||
| Groceries | $914.33 | $914.33 | $0.00 | |
| Alcohol | $157.02 | $157.02 | $0.00 | |
| Fuel | $32.92 | $300.00 | $249.56 | $83.36 |
| Spouse Spending Money | $33.35 | $368.06 | $401.41 | $0.00 |
| My Spending Money | $26.71 | $73.29 | $84.14 | $15.86 |
| Kid Spending | $12.34 | $288.73 | $301.07 | $0.00 |
| Restaurants | $247.01 | $350.00 | $300.83 | $296.18 |
| Medical | $365.14 | $100.00 | $35.96 | $429.18 |
| Household Goods | $150.00 | $51.44 | $98.56 | |
| Business expenses | $16.04 | $98.32 | $98.99 | $15.37 |
| Pet Supplies | $145.61 | $20.00 | $165.61 | |
| TOTAL | $2,819.75 | $2,594.75 | $225.00 | |
| Rainy day funds | ||||
| Emergency Fund | $13,256.88 | $50.00 | $13,306.88 | |
| Household Maintenance/Repair | $1,151.78 | $500.00 | $1,119.44 | $532.34 |
| Air Conditioner | $2,000.00 | $2,000.00 | ||
| Car Repairs | $3,841.83 | $100.00 | $48.59 | $3,893.24 |
| Childcare | $600.00 | $600.00 | ||
| Gifts | $177.30 | $150.00 | $327.30 | |
| Professional Licenses | $420.04 | $453.96 | $874.00 | $0.00 |
| Car License Fees | $505.00 | $505.00 | ||
| Investment | $200.00 | $200.00 | $0.00 | |
| Taxes | $882.00 | $882.00 | ||
| Vacation | $3,097.76 | $100.00 | $3,197.76 | |
| Yearly Subscriptions | $82.16 | $13.99 | $68.17 | |
| TOTAL | $1,636.12 | $2,256.02 | -$619.90 | |
| Debt | ||||
| Student Loan Payment | $483.16 | $483.16 | $0.00 | |
| TOTAL | $483.16 | $483.16 | $0.00 | |
| TOTAL EXPENSES | $8,014.56 | $8,282.14 | ||
| TOTAL INCOME | $11,169.35 | |||
| Remaining from Last Month | $76.00 | |||
| TOTAL REMAINING | $3,230.79 | |||
| OVERSPENT | ||||
| TOTAL LEFT FOR NEXT MONTH | $3,230.79 |
Laying Down The Law Debt 